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Cruise Line Insurance vs Allianz Travel Insurance
Many cruise lines offer their own insurance, but those plans are designed to protect the cruise line first — not always the traveler.
Here’s how Allianz Travel Insurance compares:
Cruise Line Insurance
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Often limited to cruise-only coverage
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Lower medical and evacuation limits
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Coverage tied directly to the cruise line
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Fewer plan options and benefits
Allianz Travel Insurance
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Coverage that extends beyond the cruise
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Higher medical and emergency evacuation benefits
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Independent from the cruise line
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Designed to protect you, not the supplier
That’s why many cruisers choose Allianz for broader protection and greater peace of mind.
CRUISE COVERAGE
Travel Medical
Annual Policies
Single Trip Policies
Covid Coverage
What Coverage Do I Need?
You’ll appreciate the benefits and coverage that Allianz Travel Insurance plans can provide. With 24/7 support from our travel professionals around the world, we helped over 70 million people last year to protect themselves from the unpredictable.
Domestic
It doesn’t matter where you are, the unexpected can happen and cause you to cancel or interrupt your trip. Our Basic Plans for domestic travel are designed to cover what’s important for travel within the United States.
International
When traveling internationally, you not only want to protect the cost of your trip, but also yourself and those traveling with you. The cost of a medical emergency may not be covered by your healthcare plan when traveling abroad. Our Classic Plans & Premier Plans are recommended for international travel.
Annual
If you travel frequently for pleasure or business, our annual plans make life a little easier by protecting an entire year’s worth of trips with one plan. We offer several options to suit various needs and budgets, each providing 365 days of international and domestic coverage. The Deluxe Plan is our least expensive annual plan, for those on a tighter budget with less coverage. For frequent international travelers, we recommend the Annual Premier Plan.
Why do I need travel insurance?
Sometimes you have to cancel a trip last-minute.
Cruise insurance can reimburse you for your prepaid, non-refundable trip costs — including vacation rentals, car rentals, hotels and flights — if you have to cancel for a covered reason.
Travel delays can leave you stranded.
Cruise insurance can reimburse you for eligible meals, accommodation and transportation expenses during a covered delay.
What if you get sick or hurt when you’re far from home?
Cruise insurance can reimburse you for care following a covered medical emergency while traveling. We can even arrange and pay for a medical evacuation if needed.
Fender-benders are unavoidable.
Renting a car means taking on a big financial risk; even a tiny scrape can cost you hundreds. Low-priced rental car insurance lets you drive worry-free.
You need help in a hurry.
Whether you’re planning a weekend long cruise, or an around the world cruise, you never know what might happen. Cruise insurance gives you access to our 24-Hour Assistance hotline for expert, personalized support in a crisis.
CruiseInsurance.com
Trusted Partners
Allianz Global Assistance is a world leader in the travel insurance industry and has been helping protect the fabric of America for more than a 100 years. In fact, Allianz companies insured the Wright Brothers’ first flight, the construction of the Golden Gate Bridge and many Hollywood movies. Allianz Global Assistance is owned by Allianz SE, the world’s largest diversified insurance company.
Founded in 2004, the US Travel Insurance Association represents the nation’s largest travel insurance organizations. Our mission is to foster ethical and professional standards of industry conduct, cultivate effective state and federal government relations, inform and assist members, and educate consumers.
Travel Leaders Network is a passionate community of travel professionals focused on mutual success. Travel Leaders Network is one of the largest sellers of luxury travel, cruises and tours in the industry. Representing over 5,700 travel agency locations across the United States and Canada, our Network uses the power of our parent company, Internova, to assist millions of leisure and business travelers annually.
CLIA is the world’s largest cruise industry trade association, providing a unified voice and leading authority of the global cruise community. On behalf of its members, affiliates, and partners, the organization supports policies and practices that foster a secure, healthy, and sustainable cruise ship environment, promoting positive travel experiences for the more than 30 million passengers who have cruised annually
The American Society of Travel Advisors (ASTA), the world’s leading association of travel professionals, is the global advocate for travel agencies, the travel industry and the traveling public. We champion ethical and traveler-friendly practices and policies at every level of government and throughout the travel and hospitality industry. Our members are all bound by a shared code of ethics.
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Our promise to you
If you’re not completely satisfied, you have 15 days (or more, depending on your state of residence) to request a refund, provided you haven’t started your trip or initiated a claim. Premiums are non-refundable after this period.
Award-Winning Service
We are proud to provide our customers with world-class service. Allianz has been honored with five Magellan Awards – Travel Weekly Magazine’s premier award for the travel industry.
Allyz TravelSmart App
Allianz Travel Insurance includes the all-new Allyz® TravelSmart app—the ultimate travel companion that helps you make the most of your trip and your plan with quick access to destination-specific safety tools and alerts, policy and trip details, simplified claims, 24/7 expert assistance, and more. Visit the App Store or Google Play and download today



