Skip to main content

Live Outside the USA? Click here for other international cruise insurance options.

Cruise Insurance You Can Trust — Backed by Allianz

Cruises come with unique risks that standard travel insurance often doesn’t fully address. That’s why we partner exclusively with Allianz Travel Insurance — a global leader trusted by millions of travelers worldwide.

Allianz cruise insurance helps protect you against:

  • Medical care at sea and in foreign ports

  • Emergency medical evacuation from a cruise ship

  • Trip interruption or delays that cause you to miss your ship

  • Covered cancellations due to illness or unexpected events

Rather than overwhelming you with dozens of plans, we focus on one provider we trust — so you can feel confident you’re choosing proven protection for your cruise.

👉 View Your Allianz Coverage Options
No obligation • Takes about 2 minutes

 Cruise Line Insurance vs Allianz Travel Insurance

Many cruise lines offer their own insurance, but those plans are designed to protect the cruise line first — not always the traveler.

Here’s how Allianz Travel Insurance compares:

Cruise Line Insurance

  • Often limited to cruise-only coverage

  • Lower medical and evacuation limits

  • Coverage tied directly to the cruise line

  • Fewer plan options and benefits

Allianz Travel Insurance

  • Coverage that extends beyond the cruise

  • Higher medical and emergency evacuation benefits

  • Independent from the cruise line

  • Designed to protect you, not the supplier

That’s why many cruisers choose Allianz for broader protection and greater peace of mind.

What Coverage Do I Need?

You’ll appreciate the benefits and coverage that Allianz Travel Insurance plans can provide. With 24/7 support from our travel professionals around the world, we helped over 70 million people last year to protect themselves from the unpredictable.

Why do I need travel insurance?

Sometimes you have to cancel a trip last-minute.

Cruise insurance can reimburse you for your prepaid, non-refundable trip costs — including vacation rentals, car rentals, hotels and flights — if you have to cancel for a covered reason.

Travel delays can leave you stranded.

Cruise insurance can reimburse you for eligible meals, accommodation and transportation expenses during a covered delay.

What if you get sick or hurt when you’re far from home?

Cruise insurance can reimburse you for care following a covered medical emergency while traveling. We can even arrange and pay for a medical evacuation if needed.

Fender-benders are unavoidable.

Renting a car means taking on a big financial risk; even a tiny scrape can cost you hundreds. Low-priced rental car insurance lets you drive worry-free.

You need help in a hurry.

Whether you’re planning a weekend long cruise, or an around the world cruise, you never know what might happen. Cruise insurance gives you access to our 24-Hour Assistance hotline for expert, personalized support in a crisis.

Contact Us

CruiseInsurance.com

Trusted Partners

Featured Articles

Our promise to you

If you’re not completely satisfied, you have 15 days (or more, depending on your state of residence) to request a refund, provided you haven’t started your trip or initiated a claim. Premiums are non-refundable after this period.

Award-Winning Service

We are proud to provide our customers with world-class service. Allianz has been honored with five Magellan Awards – Travel Weekly Magazine’s premier award for the travel industry.

Allyz TravelSmart App

Allianz Travel Insurance includes the all-new Allyz® TravelSmart app—the ultimate travel companion that helps you make the most of your trip and your plan with quick access to destination-specific safety tools and alerts, policy and trip details, simplified claims, 24/7 expert assistance, and more. Visit the App Store or Google Play and download today